be boring rich

The Boring Plan

Your money, on autopilot.

We filled in an example household so you can see how it works. Swap in your own numbers and your plan updates as you type.

1 Your paycheck
2 Monthly bills

The must-pays you cover every month. Use your best guess; you can fix it later.

    Total: $0 a month

    3 Irregular bills

    Things that don't come every month but always come eventually. Enter what each costs per year.

      Total: $0 a year, or $0 a month

      4 Savings and investing

      Everything you type stays in your browser. Nothing is sent to us.

      Your one number

      $0

      to spend each week on anything you want. No tracking, no guilt.

      Where your money goes

      • BillsThe must-pays: housing, utilities, car, groceries.$00%
      • Irregular billsCar repairs, gifts, yearly bills. Set aside monthly.$00%
      • SavingsEmergency fund first, then goals. Aim for 5–10%.$00%
      • InvestingYour future self. Aim for 10% or more.$00%
      • Guilt-free spendingAnything you want, no tracking. Usually 20–35%.$00%

      Your payday autopilot

      Set these up once as automatic transfers on payday. Then you're done.